| Holding | Shares | Value | Weight |
|---|
Their first $1,000 is only the beginning.
Heirloom is the family layer for your child's Trump Account. See exactly where it's headed by age 18, and let grandparents, aunts and uncles anywhere in the world add to it in seconds.
Two things the account itself doesn't do.
The Trump Account holds the money. Heirloom helps the whole family see it, plan it and grow it together.
See the whole picture
A calm, clear view of your child's account: today's balance, what it could become by 18, and how much of this year's $5,000 room the family has used.
- Projection to age 18 that updates as you contribute
- Contribution room tracker across every family member
- Milestone reminders on birthdays and holidays
- Read-only. We never move money out of the account.
Let family give from anywhere
Share one gift link. Relatives send USDC on Solana in seconds for a fraction of a cent, and a licensed partner converts it and deposits it toward your child's future.
- No bank wires, no checks, no forms for relatives abroad
- Every gift recorded on-chain with a note from the giver
- Gifts held to the $5,000 yearly limit automatically
- Overflow routed to a linked custodial account
One place for every dollar, every gift, every milestone.
Open Heirloom and see your child's future at a glance. No spreadsheets, no logging in to three different sites.
Today's value next to where it's headed, recalculated every time money comes in.
Every gift arrives with the giver's name and note, ready to save or share with your child later.
Invite co-parents and grandparents to view the account and send gifts, each with their own access.
One clean summary of contributions and gifts at tax time, by giver and by month.
Family room used this year
Where could it be by eighteen?
Move the sliders. This is the same projection every Heirloom family sees on their dashboard.
Eighteen years, four moments.
How a Trump Account works, from the day your child is born to the day it's theirs.
The seed arrives
Children born 2025 through 2028 with a Social Security number get a one-time $1,000 Treasury deposit.
Family adds to it
Parents, relatives and friends can contribute up to $5,000 a year combined. Heirloom keeps count.
It stays invested
The money sits in low-cost funds tracking the U.S. stock market and can't be withdrawn early.
It becomes theirs
The account opens up under retirement-account rules, with eighteen years of growth behind it.
Their $1,000 owns a sliver of 500 companies.
Trump Accounts invest in low-cost funds that track the U.S. stock market. The seed doesn't sit in a savings account. It owns a small piece of companies your child will grow up knowing.
- Spread across the whole market, not one bet
- Grows as American companies grow
- Nothing to pick or manage until 18
Point at a coin to see the company.
Companies shown are examples of S&P 500 holdings, for illustration. Heirloom is not affiliated with or endorsed by them, and Trump Accounts hold index funds rather than individual stocks.
A gift link the whole family can use.
Grandparents in Texas, cousins in Lagos, an uncle in Seoul. If they have a phone, they can add to your child's future.
Create a gift link
Parents verify once and get a private link and QR code. No child's name or birthday ever leaves your dashboard.
Family sends USDC
Relatives pay with any Solana wallet, or with a card through our on-ramp. Settles in under a second for less than a cent.
It lands in the account
Our licensed custody partner converts to dollars and deposits it, within the yearly limit. You see the note and the receipt.
For Ava's future
Every dollar goes into index funds until she turns 18.
Gift wall
Example accountEveryone who loves them can help.
Parents
Track the account, set a monthly contribution, and share one link with the whole family instead of chasing checks.
Grandparents
Give a gift that lasts longer than any toy. Pay by card, add a note, and watch it grow on every birthday.
Family abroad
Skip international wires and their fees. Send USDC from anywhere and it arrives in seconds, not days.
Employers
Offer a benefit families remember. Contribute up to $2,500 a year per employee's child, managed in one dashboard.
Built for small gifts sent often.
A $25 birthday gift shouldn't lose $30 to a wire fee. On Solana it costs a fraction of a cent.
| Sending $100 from abroad | International wire | Heirloom on Solana |
|---|---|---|
| Typical cost | $25 to $50 | Under $0.01 network fee |
| Arrival time | 2 to 5 business days | Seconds |
| Works on weekends | No | Yes |
| Note to the child | No | Yes, saved forever |
The matching pool keeps its books in public.
Every gift writes a receipt on Solana. Fees from the Essential plan go into a matching pool that buys index shares once a week, and anyone can check what it holds.
- Family walletUSDC or a card
- Heirloom programWrites the receipt
- Licensed custodyConverts to dollars
- Child's accountU.S. index funds
- 1% Essential feeTaken on gifts
- Matching poolPublic Solana address
- Weekly buyTokenized index shares
- Matched giftsChosen by $HEIR holders
| When | Entry | Reference | Amount |
|---|
Heirloom giftNo. 0412Oct 21, 2026on Solana
Settled in 0.41 seconds for 0.000005 SOL. The record stays on Solana for good.
Free to start. Fair as it grows.
Tracking is always free. Gifts carry a small fee, which $HEIR holders don't pay.
- Tracker and projection for one child
- Personal gift link and QR code
- Gift wall with notes
- 1% fee on gifts received
- Everything in Essential
- No Heirloom fee on any gift
- Unlimited children and family members
- Recurring gifts and yearly statements
- A vote on the gift-matching pool
A family membership, on Solana.
Hold $HEIR and Heirloom stops charging your family fees. It is a utility token: not a share of any child's account, and it pays no dividends or yield.
Tap the card to see what holders get.
Launch
$HEIR on Solana, the waitlist and the tracker.
Gift links
Parent verification, USDC and card gifts, custody partner live.
The app
iOS and Android, the family circle, recurring gifts.
Matching pool
On-chain pool, quarterly holder votes, employer dashboard.
Your child's money is never ours.
Licensed custody
Funds are converted and held by a regulated custody and brokerage partner, not by Heirloom or a smart contract we control.
Read-only tracking
The tracker views balances. It cannot withdraw, trade or move anything out of your child's account.
No child data
Gift links never show a child's full name, birthday or Social Security number. Givers see only what you choose.
Questions families ask.
Something else on your mind? Join the waitlist and ask us directly.
Is Heirloom the official Trump Account?
No. Trump Accounts are run through the U.S. Treasury and IRS. Heirloom is an independent app that works alongside your child's account to track it and collect family gifts. You open the account itself through the official program.
Who gets the $1,000 seed?
Under the program, U.S. citizen children with a Social Security number born from 2025 through 2028 are eligible for a one-time $1,000 Treasury contribution. Older children can still have an account and receive family contributions.
What happens when a gift goes over the yearly limit?
Family contributions are capped at $5,000 a year. Heirloom tracks the total across all givers, and anything over the limit goes to a linked custodial account you choose instead, or is held for the next year.
Do my relatives need crypto?
No. They can pay with a debit card and we convert it to USDC behind the scenes. Relatives who already use a Solana wallet can send directly.
What does Heirloom cost?
Tracking is free. Gifts carry a 1% Heirloom fee on the Essential plan, and no Heirloom fee for families holding $HEIR. Solana network fees are a fraction of a cent.
What if my child was born before 2025?
Older children don't get the $1,000 seed, but they can still have a Trump Account and receive family contributions. Heirloom works the same way for them.
Can Heirloom take money out of the account?
No. Tracking is read-only, and gifts only ever move in one direction: into your child's account through our licensed custody partner.
Does holding $HEIR earn me anything?
No. $HEIR gives access to features and fee discounts. It is not an investment in Heirloom or in any child's account, and it pays no returns.
Start your child's heirloom.
We're onboarding families in waves ahead of launch. Join the list and we'll send your invite.
